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Group Life and LTD Premium Calculator

  • Select which year to calculation premiums
  • Include portion of salary designated as housing allowance and employee contribution to the 403(b) retirement program
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  • Monthly salary eligible for coverage = LTD Salary / 12, up to $7,500 per month.
  • LTD salary = 140% of total earnings if parsonage is provided; or 110% of total earnings if there is a designated housing allowance; or 100% of total earnings.
  • The Spouse Life coverage amount or Dependent Child(ren) Life coverage amount cannot exceed 100% of the Employee Voluntary Life coverage amount, up to a maximum of five times the LTD salary.
  • If you have chosen Employee Voluntary Life coverage over $200,000, or Spouse Life coverage over $30,000, you will need to complete an Evidence of Insurability form.
  • Employee Voluntary Life coverage is required in order to have Spouse Life coverage and/or Dependent Child(ren) Life coverage.
  • Both Employee Voluntary Life and Spouse Life coverage amounts will reduce by 50% when you reach age 70.

Basic Information

Long Term Disability monthly salary eligible for coverage:

$0.00

Group Life coverage amount:

$0.00

Coverage reduces by 50% at age 70


Monthly Premium

Long Term Disability:

Group Life:

Employee Voluntary Life and AD&D:

Spouse Life and AD&D:

Dependent Child(ren) Life and AD&D:

$0.00

$0.00

$0.00

$0.00

$0.00

Total:
$0.00

Yearly Total Premium

Total:
$0.00

  • For plan highlights, please check: https://www.rca.org/benefits/insurance/
  • No premium will be charged for termination before the 15th day of the month. Full monthly premium will be charged for termination on the 15th or after.
  • Final premium amounts will be determined by the Board of Benefits Services and are invoiced based upon the salary information on file.