Retirement
To help you achieve financial security in retirement, the Board of Benefits Services (BOBS) provides the RCA 403(b) Retirement Program. The retirement program is designed for clergy, missionaries, and qualifying lay employees of the RCA, its agencies, and its affiliates. (The RCA Retirement Plan is an old plan that continues to cover participants who were originally enrolled in this plan. New participants will be enrolled in the RCA 403(b) Retirement Program.)
Board of Benefits Services Corporate and Retirement Investment Statement
Retirement plans
The RCA Retirement Program is designed for clergy, missionaries, and qualifying lay employees of the RCA and its agencies and affiliates.
RCA 403(b) Retirement Program
2005 - Present
The RCA 403(b) Retirement Program is the primary retirement plan administered by BOBS. All employer contributions and employee salary deferrals made since January 1, 2005, have been credited to this plan.
NetBenefits
Distributions options
Retirement contribution calculator and IRS limits
For all the legal information about the RCA (403) Retirement Program, read the 403(b) plan document.
RCA Retirement Plan
2004 and earlier
The RCA Retirement Plan is a non-qualified deferred compensation plan. It’s an older retirement plan that continues to apply for original enrollees and participants.
NetBenefits
RCA Retirement Plan Distribution Form
Distributions options
W-4
RCA Retirement Plan Reallocation
For all the legal information about the RCA Retirement Plan, read the Retirement Plan document.
Should I contact BOBS or Fidelity?
Preparing to retire
Use this guide as a helpful checklist and timeline as you prepare to enter retirement.
On the Fidelity NetBenefits website, you can manage your account, view your investment portfolio, set up a consultation with a retirement planner, and access a resource library.
Having trouble with NetBenefits? Call 1-800-343-0860
Employers
Employers of participants in the RCA retirement plans can find all the information and forms in the BOBS employer resource center.
Ready to retire?
If you are an RCA-ordained minister, please contact your classis clerk to declare retirement. The classis will notify the BOBS office once your retirement is approved. We will send you a retirement kit after receiving the retirement notification from your classis.
If you are a lay employee, please contact your last RCA employer to complete the Participant Retirement/Termination Notification Form and return it to the BOBS office.
Retirement resources
Planning for retirement can be daunting, but we’re here to help. We’ve gathered some essential tools to help you plan for the next chapter, whether that’s decades from now or right around the corner.
Have a question?
We are here to help!
Board of Benefits Services
475 Riverside Drive, Suite 1606
New York, NY 10115
retirement@rca.org
866-221-5480; FAX: 833-627-7620
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