CGF - Rates and Investment Information

Interest Rates

CGF Savings Certificate rates effective November 1, 2018.
(Rates are subject to change at any time.)

 

Minimum Investment

Rate

Term Savings Certificate

$ 1,000

 

1-Year

 

1.75%

2-Years

 

2.00%

3-Years

 

2.25%

4-Years 

 

2.50 %

5-Years 

 

2.75 %

10-Years

 

3.25 %

18-Month Special Rate

  2.50%

30-Month Special Rate

  3.00%

Demand Savings Certificate

$10,000

1.50%

Pastoral Demand Savings Certificate

(not available in Ohio)

$1,000

(maximum of $100,000)

2.50%
  • Term Savings Certificates of $100,000 or more will receive an additional 0.25%.

As a CGF Savings Certificate investor, you will enjoy earning interest and will experience the satisfaction of knowing your money is being used for loans to help existing RCA churches expand and enhance their ministries while at the same time enabling the CGF to make grant funds available to new church plants.

Term Savings Certificates

This interest bearing investment is available from one- to ten-year terms. Interest can be paid quarterly or semi-annually and can also be reinvested in the certificate. Upon purchase of a certificate, the interest rate you receive will be fixed for the term of the certificate. The minimum investment amount is $1,000.

Demand Savings Certificates

This interest bearing investment can be added to or redeemed. Such activity is limited to three times a month, with each transaction not less than $500. The investor is required to maintain a $10,000 minimum balance. Interest is paid back into the certificate monthly. 

Pastoral Demand Savings Certificates

This interest bearing investment is available to any RCA pastor (ordained or commissioned) who is actively involved in ministry and resides in one of the states where we are registered to sell investments (with the exclusion of Ohio) and can be added to or redeemed.  Such activity is limited to three times a month, with each investment not less than $200 and each redemption not less than $500.  The investor is required to maintain a $1,000 minimum balance, and cannot exceed a maximum of $100,000 in the account.  Interest is paid back into the certificate monthly. 

This is not an offer to sell our securities to you and we are not soliciting you to buy our securities. We will offer and sell our securities only in states where authorized. The offering is made solely by our Offering Circular. The purchase of our securities is subject to risks, which are described in our Offering Circular. We do not currently offer securities in all states. See How to Invest for a list of states in which we are authorized to sell our securities.

Not FDIC or SIPC insured • Not a bank account • No RCA guarantee • cgf@rca.org