I want to defer part of my salary to maximize my retirement readiness. Download and complete the Salary Reduction Agreement Form.
Give the original to your payroll person and return a copy to our office and keep a copy for your records.
Access your account online at: www.netbenefits.com/atwork
- Log into your account
- Click on the account balance.
- Click the RCA 403(B) Quick Links drop down menu
- Click "Contribution Amount"
- Click "Contribution Amount and Catch-up Contributions"
- Make your salary deferral contribution elections
- Click "Change Contribution Amount"
Fidelity will transmit your salary deferral election to RCA Retirement Services who will report your election(s) to your treasurer/payroll.
I am a lay employee, commissioned pastor or non-RCA ordain minister (and non-formula of agreement) and I want to enroll in the RCA 403(b) Retirement Program. Lay employees and non-RCA ministers are eligible to participate in the Reformed Church in America 403(b) Retirement Program when serving an RCA church or institution with the written authorization of their employer.
In order for us to set up a Fidelity account we need some basic information. The employer must complete the Participant Information Form and return it to our office. For security reason, please return the form to us either by fax or mail. The employee will be enrolled in a retirement age target Fidelity Freedom Fund Class K, which he or she may change once enrolled. Fidelity will contact the employee with instructions on how to complete the enrollment process. RCA Retirement Services will notify the employer that the employee is enrolled and may begin making contributions.
Also, contributions made for lay and non- RCA ordained employees must be consistent with the RCA 403b Adoption Agreement filed by the employer/church. If not please complete the RCA 403b Adoption Agreement and Adoption Agreement Instructions, then return a copy to our office and keep the original on file.
Our fax number is: 212-870-2491
Mailing address: Board of Benefits Services
Reformed Church in America
475 Riverside Dr, Suite 1606
New York, NY 10115
I want to set up direct deposit for my recurring retirement distributions. Please note that this service is not available for one time distributions. Mail completed form along with voided check to the RCA Office of Benefits Services. Form: Electronic Funds Transfer Application.
I am retiring and want to begin distributions from my RCA 403(b) Retirement Program. What forms will I need to complete? We will need confirmation from your employer of your date of retirement before you are eligible for retirement distributions. Forms: How to complete the #72433 forms (lay and non-RCA ordained), 403(b) Distribution Form, Beneficiary Designation Form
I am retired and want to change the amount of my distribution. Form: 403(b) Distribution Form
I am retired and want to rollover my balance. Form: 403(b) Distribution Form
I want a loan. Contact Fidelity Investments at (800) 343-0860 or log onto www.fidelity.com/atwork. To assist employers with the compliance of the 403(b) regulations, Benefits Services will contact employers when participants initiate and receive plan loans.
I am currently employed, at least 59.5 years of age and not yet retired, and would like a portion of my RCA 403(b) Retirement Program. You may receive a lump sum distribution of some or all of your employee contributions and/or, at any time, regardless of age, request a withdrawal of all or a portion of your Rollover Contributions and Roth Rollover Contributions and any earnings thereon. Form: 403(b) Distribution Form
I am not 59.5 years of age yet and am currently experiencing a financial hardship for which I will need to request from the board a one-time distribution. Please note that Section 7.10 of the plan document lists the circumstances under which hardship distributions are available from part of your employer and employee contributions. Please refer to the plan document for full details. For board approval, write to the board of benefits services stating nature of emergency and amount needed to satisfy need; an itemized list may be necessary to avoid a distribution that exceeds financial need. To assist employers with the compliance of the 403(b) regulations, Benefits Services will contact employers when participants initiate and receive hardship distributions. Form: 403(b) Distribution Form
I am no longer employed by an agency of the RCA or any of its affiliates. We will need confirmation from your employer of your date of termination before you are eligible for a full payout. Form: 403(b) Distribution Form
I have recently been diagnosed with a disability which will prevent me from being employed. I will need a stream of income. Form: 403(b) Distribution Form
I need to update my beneficiary forms. Form: 403(b) Retirement Program #72433 Beneficiary Designation Form
My marital status has changed. I am now divorced and the Judgment of Divorce calls for a division of the RCA Retirement Program. Click here for more information.
I have questions about the plans. Who do I contact? Thos Shipley at firstname.lastname@example.org.