What We Do
Loans
The Reformed Church in America Church Growth Fund, Inc. (CGF) supports the work and witness of the RCA by making loans to churches, classes, and other agencies and affiliates for the purpose of purchasing, constructing, or improving facilities used in their ministries. 
The CGF has been making loans to RCA churches and related agencies since 1861. As of September 30, 2012, the CGF has $35 million in loans to 105 churches in 22 states and Canada.
CGF Savings Certificates
A source of funding for CGF loans is the sale of savings certificates, which are interest bearing investments. The CGF offers Term Certificates of a fixed rate with maturities of one, two, three, four, five, and ten years. Also available are Demand Certificates, which have a variable interest rate and allow investors to add or redeem funds up to three times a month.
CGF Savings Certificate investors enjoy a favorable rate of financial return and experience the satisfaction of knowing their money is being used primarily for loans to help existing RCA churches expand and enhance their ministries. The CGF issued its first savings certificate in 1966 and as of September 30, 2012, has $17 million in saving certificate investments held by individual RCA members, churches, classes, and regional synods.
Church Multiplication Support
Beginning in 1999 the CGF has annually contributed a portion of its earnings to the General Synod Council, which awards the money as grants to new church plants for use as operating funds. Since 1999 the CGF has contributed over $3.5 million to support new church plant grants.