Serving those who serve

RCA Board of Benefits Services

The Board of Benefits Services strives to provide security and support so RCA ministers, their families, church staff, and denominational staff can serve God’s church from first call through final breath.

COVID-19 and your retirement

The CARES Act makes certain allowances in light of COVID-19. You may be able to take advantage of its relief options.

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Benefits

The RCA cares for the people who devote themselves to serving the church: pastors, church staff, missionaries, and denominational staff. Through the Board of Benefits Services (BOBS), employees receive medical, life, and long-term disability insurance, as well as contributions to retirement.

Retirement

To help you achieve financial security in retirement, BOBS provides a retirement plan designed for clergy, missionaries, and qualifying lay employees of the RCA, its agencies, and its affiliates. 

View retirement benefits

Life and long-term disability insurance

Ordained and commissioned pastors actively serving at least 17.5 hours per week are provided with employer-paid group life and long-term disability (LTD) insurance benefits through the Board of Benefits Services.

View life and LTD insurance benefits

Medical Insurance

Group medical insurance is available through the Reformed Benefits Association (RBA), which offers a variety of group medical insurance plans as well as group life insurance, vision, dental and additional supplementary plans.

Visit the RBA website

Free Christian counseling

The Employee Assistance Program provides free confidential Christian counseling services to eligible RCA pastors, retirees, denominational staff (including missionaries), and their households.

In any given year, up to three visits per issue are provided through an outpatient clinic in your area or an online telehealth session. While Pine Rest only has clinics in Iowa and West Michigan, we are working with a network of providers who can provide face-to-face counseling across the U.S. and Canada. Also available is access to an online library containing articles about health, wellness, financial, tax, and legal matters; videos; forms calculators; and assessments.

Learn more about mental health benefits

Financial health

We believe that financial health frees pastors and other ministry leaders to serve. When finances are out of order, it’s much harder to focus on ministry. It’s our goal to equip pastors to be financially secure both now and in retirement. We offer resources so that pastors can get out of debt, budget well, and prepare for retirement. We also offer tools for negotiating fair compensation and for navigating taxes, including taking advantage of the tax benefits offered to ministers.

See financial health resources

Employer resources

Whether you’re a church or a nonprofit, if you employ an RCA minister of Word and sacrament, you have a hand in the minister’s retirement plan, insurance benefits, and even taxes. Find all the information and forms in our employer resource center.

See employer resources

Have a question?

We are here to help!

Board of Benefits Services
475 Riverside Drive, Suite 1606
New York, NY 10115
retirement@rca.org
866-221-5480